A liquidation bankruptcy proceeding in which the trustee sells any nonexempt property you own and distributes the proceeds to the your creditors. At the end of a Chapter 7, many or all of the your debts can be discharged. Normally, you can keep most of your most important property: your house, car, and personal belongings.

A foreclosure happens when a creditor with a claim - a lien - on real estate forces a sale of the property in order to collect on the lien. Foreclosure typically begins when a homeowner falls behind on mortgage payments for several months. But this does not have to be the end of the story. We can help you negotiate with your creditor and find solutions. Sometimes, a chapter 13 bankruptcy can force a creditor to work with you.

There are federal and state laws established to protect you from inferior, adulterated, hazardous, and deceptively advertised products, and deceptive or fraudulent sales practices. These laws cover everything from food to cosmetics, from banking to fair housing.

If you are being sued or harassed by a creditor, the company that contacts you might not be your original creditor. If this is the case, it is likely that a debt buyer is suing you. Fortunately, there are defenses to debt buyer collection lawsuits that might help you defend against the lawsuit.

Many people who are deeply in debt worry about losing everything and having to start all over. This does not have to happen. Sometimes filing a bankruptcy can actually protect some of your most important assets, like your home, car, and personal belongings. Other times, you might benefit from a trust or a negotiation with your creditors. We don't want you to lose any more than is absolutely necessary. We can help find a solution.

A will is a document that specifies who will receive your property after you pass and names an executor. You can specify certain family members receive particular properties, heirlooms, financial accounts, or other possessions. A will can also name a guardian for your young children and assign donations to charity.

Document appointing a trusted person, usually a family member, with authority to make financial decisions for you in the event you are unable to do so. A power of attorney would allow someone to pay your bills and handle your finances while you are severely ill, in a coma, or otherwise incapacitated.

Also known as an Advanced Health Care Directive, this document allows you to appoint someone (your "agent") to speak for you in the event that you are unable. The powers granted to an agent under the Advanced Health Care Directive range from selecting health care providers and refusing life support to consenting to organ donation.

A trust is a property interest where one person, a trustee, manages the interest for a beneficiary. Some trusts are created during your lifetime and others at death. Trusts are used for, among other things, avoiding probate court proceedings, saving on estate tax, and giving more choices for distribution.

Sometimes, simply paying a traffic ticket (such as for speeding) is the simplest solution. However, in other cases, like where multiple moving violations are involved, a driver's license can be suspended or revoked. Losing your driver's license can have far reaching consequences on your personal and professional life. Contact J. D. Jones Legal after receiving a traffic ticket to go over your options and best strategy.

A DUI arrest can seriously affect your job, your freedom, and your reputation. The consequences of an arrest can include: jail sentence, loss of driving privileges, court costs, alcohol/drug evaluations, increased insurance premiums. Contact J. D. Jones Legal so that we can eliminate or minimize these consequences.

These are some of the most common cases in Utah and include: possession, manufacturing of controlled substances, and distribution. A conviction for a drug offense can lead to driver's license suspension, loss of student financial aid, loss of gun rights, jail time, and fees.

The crime of theft is classifed according to the value of what was stolen. This means that you can pay from $500 to $10,000 in fines and spend a few days or 15 years in jail. However, if this is your first offense, the charges may be argued down or dropped. J.D. Jones has successfully defended theft cases, including getting some cases dismissed because the state could not prove the elements of the crime.